Uh....... thats...a hard list of requriements.
Samson sr850, $30-35, and a $10-15 lavalier mike.
Sr850 are semi-open back. Earbuds and on ears are the opposite of what you want, if you want to hear what is going on around you.
Yea I know it is not easy, but when you have kids, dogs, and relatives all in the same vecinity, one sadly has to keep an ear open.
But thanks for the options, just wish my old Playstation 3 headset would work, but cannot find dem drivers if they even exist.