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Lets Discuss : Money

Money is the exchange of goods and services for a universal commodity. This allows everyone no matter their profession to have a chance to trade for the necessities in life. Money is whether you like it or not what drives the world. It's part of the usefulness of PCPP ( determing how much components cost etc. ). I'll be honest here, i am extremely frugal with my money, to the point where times in the past it has extremely negatively impacted my life. So,

How do you make money? ( My Answer : With my father doing various construction projects, mostly framing and miscellaneous carpentry specialties. I will soon start building and flipping PC's on ebay and craigslist, my friend flips PC's as a hobby on craigslist and letsgo and makes a nice chunk of side change. )

How do you spend that money? ( My Answer : Some in bills, Some in necessities such as groceries and unnecessary costs vary widely month and month, for example i just bought a 700 laptop not too long ago for business purposes. )

How ( if at all ) do you save any money? ( My Answer : Savings Accounts, High Interest CD's, Using Credit Cards when cash back is applicable, Investing in the stock market, Mutual Bonds, Putting small amounts into an IRA. )

What do you think of money as a general concept? ( My Answer : Money isnt perfect but it has its uses in our modern society )

What are areas you tend to spend alot in? ( to clarify what areas of life do you not mind spending a premium on whether it be a nice, house, nice car, Apple products, 2080ti etc. ) ( My Answer : Convenient food, not always traditional fast food but it is a major contributor, My PC, i mean its expensive but i feel it is well worth it. Headphones, i bought my first pair of Sennhiser headphones and i will NEVER go back to buying cheap headphones again, Vacations, i am planning to take a few day trip to one of the large national forests in central Idaho which will take alot of gas and preparation and finally a nice house, my current one has a pool and i love it because when its 120F outside i want something to cool me off when i go outside. )

What are areas you dont spend alot in? ( to clarify what areas of life do you do like paying a premium Small house, Used and beat up cars, No name phone brands, AMD GPU's etc. ) ( My Answer : Resternaunts, Olive Garden is almost as good as the Italian place a few blocks down with a confusing Italian name and costs 50% less, Monthly Subscriptions, i only got Amazon Prime and that's only it for now, Cars, my first one will probably be small and basic as i am not a car fanatic, maybe even buy one used, and Videogames, last time i bought one was Back in 2018, may buy one during the steam summer sale but i am happy with my current Library ).

Lets Discuss!

Comments

  • 6 months ago
  • 11 points

I like money

  • 6 months ago
  • 3 points

I can get behind this!

  • 6 months ago
  • 3 points

This man has a powerful message!

  • 6 months ago
  • 3 points

this is so inspiring.

  • 6 months ago
  • 2 points

A fellow man of culture i see.

  • 6 months ago
  • 6 points

who needs money when you can have gorkbucks!

  • 6 months ago
  • 3 points

True wisdom in this thread.

  • 6 months ago
  • 1 point

ikr

  • 6 months ago
  • 1 point

you can have gorkbucks!

But some people can't get gorkbucks. They are reduced to the level of getting money and also make up the vast majority of people.

  • 6 months ago
  • 3 points

I feel like now is a good time to finally use this link.

https://m.youtube.com/watch?v=xGTIKTH28BY

  • 6 months ago
  • 2 points

That first bit is pretty much true with wells fargo and bank of america. That second part was just funny +1.

  • 6 months ago
  • 1 point

Yeah, I’m not a huge South Park guy, but this is just priceless.

I heard that episode won some kind of award, but I don’t know the specifics.

  • 6 months ago
  • 3 points

I like your explanation about what money is, I've always been confused by that >_>

I've always wondered, "but why money?", and now I get it. It's so simple no wonder civilizations developed it and the concept of wealth/ownership multiple times across the globe.

  • 6 months ago
  • 1 point

I like your explanation about what money is, I've always been confused by that >_>

Thanks i just came up with that one from my head. Nice username btw, it took me 3 tries to finally say it in my head correctly.

  • 6 months ago
  • 2 points

My name is INeedMoney.

  • 6 months ago
  • 1 point

That's how the miners who bought out an entire microcenter's worth of 1080 Tis during the mining craze are looking today.

  • 6 months ago
  • 1 point

I like your first two paragraphs (the others are good but don't fit with my next thought). I can't help thinking of how some feel socialism works when reading what your wrote. Someone else does the work to get money, but then some of that is taken away and given to someone else who doesn't work. Ok, just pointing out the contrast - no need to go further.

Sennheiser - you have good taste. I have some small ones and they are great. Bought Audio-Technica and the Sennheisers are so much better.

How do I make money? Work. Job. For a while I was also getting dividends from stock - but this company was bought out and basically all the stock is gone. This was a huge major corporation that somehow turned to dirt. Most unfortunate because I had that stock for decades.

How do I save? Don't spend on trivial things. Don't spend to keep up with others. Don't spend unless it is something you need. Spend on stuff on what I want is minimal. Will what I purchase make my life better? If not, then skip it.

Where does most of it go? Insurance. Fuel. Utilities. I spend little on computer products. I try to make do with what I have. I probably spend a lot on my two hobbies - fishing and golf. But I try to spend as little as possible. To play golf, some places charge a lot - like $40-$50, some places more - I will not do that. The other day I played for $20 - which is really low. Fishing isn't too much once you have the gear - buying bait is a low cost because I buy a bunch and freeze it and it lasts a few weeks.

  • 6 months ago
  • 1 point

I like your first two paragraphs (the others are good but don't fit with my next thought). I can't help thinking of how some feel socialism works when reading what your wrote. Someone else does the work to get money, but then some of that is taken away and given to someone else who doesn't work. Ok, just pointing out the contrast - no need to go further.

I wont be opening that pandoras box but thanks for the compliment

Sennheiser - you have good taste. I have some small ones and they are great. Bought Audio-Technica and the Sennheisers are so much better.

I almost bought the Audio Technica m50x because of how slick it looked but a friend convienced me to buy the game zero, and coming from the guy that used to spend $20 on cheap sony headhpones his whole life i can safely say im never going back. The audio quality has increased several hundred times and now i can listen to my extremely loud music without it sounding like someones in the bathroom with diarrhea right next to me. Plus i have had them for around 8 months and i havent needed to replace them yet, which is good because these bad boys go through alot of wear and tear. Perfect for discord and gaming at once, even passable for youtube's unbelievably high standards for mic quality.

How do I make money? Work. Job. For a while I was also getting dividends from stock - but this company was bought out and basically all the stock is gone. This was a huge major corporation that somehow turned to dirt. Most unfortunate because I had that stock for decades.

What job? Also when it comes to the stock market i diversify my portfolio, this is also more recession proof as well.

Don't spend to keep up with others

Can't tell you how many friends i lost when i canceled my netflix subscription but it was soo worth it. I dont like watching TV and i was only watching the shows my friends would talk about.

Where does most of it go? Insurance. Fuel. Utilities. I spend little on computer products. I try to make do with what I have. I probably spend a lot on my two hobbies - fishing and golf. But I try to spend as little as possible. To play golf, some places charge a lot - like $40-$50, some places more - I will not do that. The other day I played for $20 - which is really low. Fishing isn't too much once you have the gear - buying bait is a low cost because I buy a bunch and freeze it and it lasts a few weeks.

If you want cheap golf, avoid top golf its $85 an hour in my nearest city and its really boring as heck. Its trying too hard to pander to the millennial generation who have almost unanimously chosen not to play golf. Im glad im not a millennial. Went fishing a few times, never caught any, i like the quietness of fishing. I legit tried to put Swedish fish as bait when i was like 7 and my dad shut that down real fast.

  • 6 months ago
  • 1 point

Yes, don't open that box - it was just a thought I had while reading.

Top Golf is a driving range, not a golf course - so there's a difference. I had no idea it was that much. There isn't one within 100 miles of me, so I don't go. Real golf courses is what I do, well, I do go to the range to practice. So there's another expense - which I think is ok. It isn't much, but when you play golf or go to the range, or fish, your mind is clear and free of work and other things that can cause stress. So the expense is worth it.

  • 6 months ago
  • 1 point

I do not like that a lot of things depend on money, but there's little I can do especially when I have necessities, bills and hobbies to pay for. :(

How do you make money?: With an office job. Lately I have been thinking of getting into business (the nature of which is for me and my family for now to avoid bad luck haha) and going through resources like this to create the perfect business plan. I also sell stuff every now and then.

How do you spend that money?: I think I already answered that on my first paragraph.

How ( if at all ) do you save any money?: Put some on my savings account (building on that emergency fund!) I found a nice system called JARS where you divide your money into six jars, allotted for different expenses/savings. Think it's neat but hard if you live paycheck to paycheck.

What do you think of money as a general concept?: Good when you have it, incredibly hard when you don't.

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